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Liz Vella

Debit Cards V Credit Cards

When you’re under 18, you’re lucky! You can’t get into trouble with credit cards as you are under the legal age! But a lot of young people are encouraged to get credit cards when they turn 18! Beware as misuse of a credit card is one of the easiest ways to get into debt.

Let’s first look at the differences between the two. A debit card gives you access to your own money, so you are limited to withdraw or spend only as much as is in your account. When you turn 18...

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Your Vote

One of the major new rights you have in turning 18 is the right to vote. This is an important – and compulsory – aspect of being an adult citizen in Australia. Choosing our leaders is the concern of every Australian.

Enrolling to vote is easy. Simply fill in an electoral enrolment form and have it witnessed by someone who can verify your identity. You can get an enrolment form from any post office, from any Australian Electoral Commission office, or from their AEC website.

Once enrolled it is the law that you vote in every local, state and federal election from then on. If you don't you will incur a fine.

You'll know when an election is coming up, because the electoral commission runs intensive ad campaigns in the media to remind us. You will also receive instructions in the mail to let you know where to go to cast your vote and when.

They will also tell you what to do if you are going to be out of town on voting day. Being away is no excuse for not voting!

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