Debit Cards V Credit Cards
When you’re under 18, you’re lucky! You can’t get into trouble with credit cards as you are under the legal age! But a lot of young people are encouraged to get credit cards when they turn 18! Beware as misuse of a credit card is one of the easiest ways to get into debt.
Let’s first look at the differences between the two. A debit card gives you access to your own money, so you are limited to withdraw or spend only as much as is in your account. When you turn 18...
Pocket Money
The most basic way to earn money is by doing some chores around the house and relieving mum and dad of their spare change. You've probably been doing it for years.
But have you ever considered extending your services beyond home to earn more? If you're not old enough or are too busy to take on a part-time job then this could be the answer.
Try approaching relatives, neighbours or friends and offering to provide a regular, quality service that would make their lives a bit easier. It could be walking the dog, washing the car or mowing the lawn. If they are interested, agree on a time, a fair price and exactly what will be done for the money... you could be raking in the cash in no time.
But like any job, try to be reliable and always provide a high standard of work. You wouldn't want your close friends and rellies to feel ripped off... especially when have to see them regularly!
Don't dig odd jobs? Can't face any more chores? Perhaps you're ready for the real thing... a part-time job might be more your style.
