Debit Cards V Credit Cards
When you’re under 18, you’re lucky! You can’t get into trouble with credit cards as you are under the legal age! But a lot of young people are encouraged to get credit cards when they turn 18! Beware as misuse of a credit card is one of the easiest ways to get into debt.
Let’s first look at the differences between the two. A debit card gives you access to your own money, so you are limited to withdraw or spend only as much as is in your account. When you turn 18...
Finding a part-time Job
Ok so you think you've worked out what kind of job you're after. Now track it down! How? Well all businesses do things differently, so here are a few strategies to try.
Sometimes businesses tell the world that they're after new workers and invite people to apply.
- Check the employment section of the newspaper and your local paper.
- Keep your eye out for signs in local stores and restaurants advertising that help is wanted.
- Surf the employment sites on the internet, like Seek or CareerOne.
- Centrelink - The Federal Government employment agency will have a branch near you.
Other places will take applications all the time, even if they don't have a job available. They keep your details and ring you when an opportunity comes up.
- Make a list of the places in your area that offer the kind of jobs you're interested in... think local first.
- Visit these businesses and introduce yourself. Let them know you're looking for part-time employment. Ask if you can leave your resume for consideration if any jobs come up.
What about the people around you? Try friends, relatives and local community organisations.
- Do you know of friends' parents or relatives with businesses? Are you part of a sporting club that employs coaches, groundsmen or other kinds of workers? Call and let them know you're looking for a part-time job.
- Do your friends work? Ask them to let you know when new positions come up.
Click here for employment ideas
Working Warrior or Wimp…do you have what it takes?
Asking total strangers in stores for work might feel embarrassing, but other people will see you as courageous, not silly. Be positive, friendly, well presented and confident (even if you don't feel it)! And guess what – most businesses get asked these sort of questions all the time. They are used to dealing with requests and are really nice about it. If they're not then you won't like working with them anyway. You have nothing to lose by asking, but you will never win if you don't .
