Welcome to the site that has a little bit of something for everyone!
Education is the key to giving yourself all the tools, information, data and training that you need to put you in the right place at the right time to take the next step. Every time you learn something new whether it is at school, sport, home or in your community, store it in your memory bank. Use it to put yourself ahead of the pack. Learning is the key to not making the same mistake over and over again.
So, give yourself every chance to be the person you were meant to be. Use what you have got to get what you want!
The Importance of Budgeting
Writing your own financial budget might not be the most exciting thing to do in the world but it really is a necessity. Writing a budget means you need to be honest with yourself and face reality about where your money is going. By taking the first step toward budgeting, you are taking the first step toward financial independence...
You'll need to find out more about the world of money if you're to have your dollars breeding like rabbits toward the magical seven-digit figure.
Accounts Earning interest Accessing your cash Investing Insurance talk
Someone once said that the best things in life are free - but he was dreaming! In fact as you get older, some of the best things in your life are going to cost you big time!
Pocket money Part-time job The application The interview Your pay
So, you're finally earning some cash of your own - what comes next? Saving? Spending Spree? How about a crash course in money management to help you make the right decisions and in the end, afford more of the things you really want.
Crash course Your cash flow Forming a strategy Reality checklist Budgeting
Beyond your schooling years- not that far away - lies a new and different life... adulthood. From where you sit now, adulthood probably seems exciting and independent. The freedom to do what you like, when you like, with nobody to tell you to clean your room.
Getting on with life Learning to drive Buying a car Moving out Getting political
Fiona was so happy when she was approved for her first credit card. She chose a hot-pink extra shiny one, and jumped for joy the day it arrived in the mail. Fiona took her new credit card everywhere and used it. A lot. It was fun for a while. In a month of fun Fiona had maxed her shiny card and racked up a $1000 debt that she had no way of paying. With no other options, Fiona was forced to pay her debt through the dreaded minimum monthly fee, a maximum-interest, long-term payment plan. In the end she paid over $2000 for what was originally a $1000 debt. Fiona was no longer excited by credit cards. Even the shiny, pink ones.
